LEGAL NOTICE

Offers in effect from Thursday, December 5, until Sunday, December 22, 2019. Limited quantity on certain items. Applies to in-stock products only. These offers cannot be combined with any other promotion. Details in store.

*Terms and conditions for the “Equal Monthly Payments” financing program and important information on credit terms and conditions: You pay only the taxes at the time of purchase. Subject to credit approval and signing a variable credit contract with the Fédération des Caisses Desjardins du Québec. There are no membership or renewal fees to pay when signing this contract. The equal monthly payments program is subject to an annual interest rate of 13.5% and interest is calculated from the date of purchase to the date the account has been paid in full. The equal monthly payments are determined by dividing the financed amount, plus annual interest charged at 13.5% for the entire promotional period, by the number of months indicated in the promotion. The first monthly instalment of the amount financed will appear on the account statement following your purchase. At latest by the due date indicated on the statement of account covering an invoicing period, you will be required to make a single payment covering the monthly instalment(s) payable for the period covered by the statement of account, plus, if applicable, all other amounts included in the minimum payment due for the EconoMax card, as per the contract. If the required minimum payment is not made by the due date, interest will be calculated at the rate of 19.9% annually on all outstanding amounts until the outstanding amounts have been paid in full. If you default on any payment due, the Fédération des Caisses Desjardins du Québec may, subject to the Consumer Protection Act, demand the immediate payment of all sums due, whether or not they are immediately due and payable. You may reimburse what you owe, in part or in full, before term, including accrued interest, without penalty. Refer to the variable credit contract of the Fédération des Caisses Desjardins du Québec in store for details.


Example of credit charges over a 30-day invoicing cycle:

If your daily average outstanding is:
Interest rate:
The interest charges for a 30-day period are:
$100$500$1,000
13,5%13,5%13,5%
$1,11$5,55$11,10
If your daily average outstanding is:
Interest rate:
The interest charges for a 30-day period are:
$100$500$1,000
13,5%13,5%13,5%
$1,11$5,55$11,10
If your daily average outstanding is:Interest rate:The interest charges for a 30-day period are:
$10013,5%$1,11
$50013,5%$5,55
$1,00013,5%$11,10

Example of credit charges over a 30-day invoicing cycle:

If your daily average outstanding is:
Interest rate:
The interest charges for a 30-day period are:
$100$500$1,000
19,9%19,9%19,9%
$1,64$8,18$16,36
If your daily average outstanding is:
Interest rate:
The interest charges for a 30-day period are:
$100$500$1,000
19,9%19,9%19,9%
$1,64$8,18$16,36
If your daily average outstanding is:Interest rate:The interest charges for a 30-day period are:
$10019,9%$1,64
$50019,9%$8,18
$1,00019,9%$16,36