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LEGAL NOTICE

Offers in effect from Thursday, July 29 until Wednesday, August 18, 2021. Limited quantity on certain items. Applies to in-stock products only. These offers cannot be combined with any other promotion. Selected brands and models. †See price in store or on economax.com. **Contactless delivery available. See conditions on economax.com. EconoMax is in no way responsible for late deliveries due to a major disaster or other unforeseen circumstances that make delivery excessively difficult or impossible for EconoMax. EconoMax is not responsible for setbacks such as delays by suppliers, Canada Post, out-of-stock, harsh weather conditions or incomplete orders, etc. In such cases, the expected delivery date could be postponed. ***See details in store or on economax.com

*Terms and conditions of the “equal monthly payments” financing program and important information regarding the credit terms: Subject to the approval of the Fédération des caisses Desjardins du Québec (“Desjardins”). All annual interest rates indicated are subject to change.There are no membership or renewal fees to pay when signing this contract. The equal monthly payments program is subject to an annual interest rate of 13.5% and interest is calculated from the date of purchase to the date the account has been paid in full. The equal monthly payments are calculated by dividing the financed amount – plus 13.5% annual interest charges, sales taxes and Eco-Fees, if applicable, throughout the duration of the promotion – by the number of months covered by the promotion. The amount of the monthly payments shall appear on the monthly statements of account issued to you as of the purchase. No later than by the due date indicated on the statement of account covering an invoicing period, you will be required to make a single payment covering the monthly installment(s) payable for the period covered by the statement of account, plus, if applicable, all other amounts included in the minimum payment due for the Card, as per the contract. If the required monthly payment is not paid in full by the due date, interest will be calculated at the rate of no more than 19,9% annually on all outstanding amounts until the outstanding amounts have been paid in full. The Card’s grace period is 21 days, without interest, from the end of the billing period, to pay the full statement balance without having to pay any credit charges, except on cash advances. The minimum payment of the Card is between 2% to 5%, depending on the Card, of the total: of the balance shown on the statement for the previous period, the credit charges on purchases and monthly installments that have not been paid on the due date for the current period, regular purchases, cash advances and cheques during the period covered by the statement and credit charges on cash advances and cheques, to which are added: the monthly payment(s) for the statement period, deferred payment purchases due on the statement date, past due amounts and any other amounts provided for in the Card contract. Refer to the Desjardins Contract extending variable credit in store for details.


Example of credit charges over a 30-day invoicing cycle:

If your daily average outstanding is:
Interest rate:
The interest charges for a 30-day period are:
 
$100 $500 $1,000
13,5% 13,5% 13,5%
$1,11 $5,55 $11,10
If your daily average outstanding is:
Interest rate:
The interest charges for a 30-day period are:
 
$100 $500 $1,000
13,5% 13,5% 13,5%
$1,11 $5,55 $11,10
If your daily average outstanding is: Interest rate: The interest charges for a 30-day period are:
$100 13,5% $1,11
$500 13,5% $5,55
$1,000 13,5% $11,10

Example of credit charges over a 30-day invoicing cycle:

If your daily average outstanding is:
Interest rate:
The interest charges for a 30-day period are:
 
$100 $500 $1,000
19,9% 19,9% 19,9%
$1,64 $8,18 $16,36
If your daily average outstanding is:
Interest rate:
The interest charges for a 30-day period are:
 
$100 $500 $1,000
19,9% 19,9% 19,9%
$1,64 $8,18 $16,36
If your daily average outstanding is: Interest rate: The interest charges for a 30-day period are:
$100 19,9% $1,64
$500 19,9% $8,18
$1,000 19,9% $16,36